How We Make £100 A Month On Our Regular Monthly Household Spending

So you know, this is not an ad. And this is not financial advice. I'm just a happy earner and recommend it to friends because it's literally a way to make cash back / free money on the stuff I'm buying anyway. I share a personal referral link at the end for friends at the end to get $25 for both of us if you sign up. Not a business promo or paid ad, i'm just happy to get free money - and this is one of my many ways that I do that - see my pic below of my earnings in just 4 mth)

Every month we get £100 cashback paid back to us in our account on our Crypto.com card.

That's 3% cashback on all of our family spending. And I mean all of our spending - so our monthly family budget / spending is around £2000 - £3000 for a family of 4. Sometimes more if we're booking trips or it's a heavy spend month. Even just 1% is literally free money. Why would you turn free money away? I certainly wouldn't and don't.

The monthly family budget includes our weekly grocery shop spend, our petrol costs, the kids new shoes / clothes, my make up, Si's records, our coffee shop visits, eating out costs, general spending, gift buying for birthdays, literally EVERYTHING we use our bank card for / or anywhere that accepts VISA (which is literally everything + everywhere, we get 4% back - which let me tell you really mounts up!!!). With our tier we also get FREE Spotify & FREE Netflix with ours (saves us around £30 a month) oh & FREE Airport lounge access.

Ok, you're not going to be able to retire off this, but it's free money that you wouldn't have had before. And whilst it's technically not passive, because we have to actually spend the money to get the 3% back. IT's money we were spending anyway on our life costs.

So HOW do we 3% back on ALL our spending? It's through our Crypto.com card. A pre-paid top up card that we put our monthly budget on and then whenever we buy something in a shop or online or pay for a meal in a restaurant for example, we use our crypto.com card instead of our bank card. The cash back gets automatically applied to our crypto.com account and is paid to us in a crypto currency called CRO.

And the BEST THING about getting paid cash back in CRO is that it grows in value. HOW? 2 ways. First, we let the CRO mount up over the year rather than selling it for cash straight away. This is because the £100 a month isn't going to change our lives, but over the year £1200 is. It could book us a holiday or be used to pay half of one months living costs for example. So we let it mount up. You could sell it for cold hard fiat cash £££ or $$$ straight away if you wanted to.

And this is the magic really free money bit: Whilst our CRO is mounting up through the year in the account, we also put it to work for us and GROW. We GROW the CRO!! Sorrrry.

We stake our CRO within the crypto . com app to generate us an EXTRA 6% on top.

So FREE MONEY on top of free money! Yeyyyy. That's nice isn't it.

(Video of card here)

But even better! And this is my favourite thing. The second way of growing that free CRO / money that you've been given. Is that CRO is a crypto currency. As you know crypto can be very volatile. It goes up in price / value and can go down in price / value. But this is what makes holding your CRO over the long term and adding to it constantly from all those little bits of cash back dripping in (this could be seen as dollar cost averaging, but without your own money. Because it's being given to you for free - so no risk to you. HERE IT IS: Overall, if something is a good investment (we see CRO as being a good crypto currency purely because it's connected to crypto.com who are massive already and are only going to get bigger / more mainstream in bringing crypto to the masses / see the mass advertising in F1, sporting etc, and thus we expect the price of CRO to go up in value over time. (DISCLAIMER: THIS IS NOT FINANCIAL ADVICE only an fun thing that we're doing for ourselves). So, if the free CRO you got, say you got 10x CRO that when you got it was selling at 30p per CRO, 1 year later is now selling at 50p per CRO. You obviously get far more £ for your CRO. Not only that the CRO has grown to 12x because of that interest you yielded on it. Coooooool ha!?

This is all purely an example. And all purely what we do and are doing to get 1-8% back on our regular household spending. If you have quite a lot of money to invest you could get the top tier of 8% cash back. Wow. Money makes money right?!

So HOW do you get 1 - 8% back on your spending.

Sign up to Crypto.com using my referral link here. MY CODE in case you need to type it in anywhere is s4z35tj9j5

When you sign up to Crypto.com and select their Ruby card then using my link We both get $25 free CRO, then you'll be on your way to making all that cash back on your household spending.

I would never recommend this if I didn't think it was worth it. Or if it didn't work. It's literally a way of getting cash back on spending that's in crypto, that you can put to work on top of that.

Want to see my earnings from my account since December 2021 to today 22 April 2022 ?

($528 in 4 months - which doesn't include the earnings from staking, this is just the cash back amount). This is not from heavy spending, like I haven't booked flights on this card etc. So imagine if I did start. Not bad huh? I spent the money anyway but instead of having zero money. I have $500 sat in my account + that's growing.

They have different tiers of cash back. You choose the right one for you, which gives you a different level of cash back %. We have the Emerald card. We get 3% cash back on our spending plus free Spotify & Netflix p month.

The free card is the midnight blue, where you just sign up and start getting 1% cash back (this one you won't get the $25 free CRO I mentioned). You don't put any CRO in as your initial investment to stake, You just apply & go.

The Ruby Card and upwards is where you'll get this free $25 and a better percentage rate for your cash back so that's worth keeping in mind. You have to buy $400 of CRO to have the Ruby account and stake it to start using the account and getting your 2% cashback. But after the staking period is up, that CRO is yours to do what you want with - sell, keep staking - keep as an investment for the future etc.

Sign up to Crypto.com using my referral link here. When you sign up to Crypto.com and select their Ruby card then using my link We both get $25 free CRO, then you'll be on your way to making all that cash back on your household spending.

I'm obviously not a financial advisor so don't take any of this as advice. I'm only doing me & then telling others whats working for me / us / my family. If you have any q's I'll do my best to answer them with what I know. Let me know how you get on with your cash back earnings . Let's do this thing! Let's earn some money instead of watching it drip drip drip away.